Citizens Financial Group (CFG) Q3 2025 Investor Summary
CFG reported strong Q3 results driven by Net Interest Margin (NIM) expansion and improved fee income, achieving Net Income of \(494 million (up 30% Y/Y) for the quarter, leading to Diluted EPS of \)1.05 ($2.74 YTD). NIM increased 23 basis points to 3.00%, supported by lower funding costs. Noninterest Income grew, fueled by strong Wealth Management and Capital Markets fees, although Card Fees declined. Operational efficiency improved (63.03% efficiency ratio).
Balance Sheet & Capital Actions: Total Assets grew to $222.7 billion, pr
...