GBCI GLACIER BANCORP, INC. - 10-Q - (2025-10-31)

Glacier Bancorp (GBCI) reported strong operational performance for the nine months ended September 30, 2025, achieving Net Income of $175.2M (up 36% YOY) and Diluted EPS of $1.51. Quarterly Net Income was $67.9M, yielding Diluted EPS of $0.57. Net Interest Income grew 21% YTD to $623.0M, supported by higher loan yields (5.87% average) and reduced funding costs, notably through a significant reduction in Federal Home Loan Bank (FHLB) advances (down to $895M from $1.80B). The efficiency ratio improved to 63.12%.

Acquisitions and Growth: Total Assets reached $29.02B. The report refle

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