PRK PARK NATIONAL CORP /OH/ - 10-Q - (2025-11-03)

Park National Corp (PRK) Q3 2025 Investor TL;DR

Park National demonstrated robust profitability growth for the nine months ended September 30, 2025, with Net Income rising 21.8% to \(137.4 Million, resulting in Basic EPS of \)8.53. Performance was fueled by strong Net Interest Income growth ($324.4M, up 10.1%) and a significant decrease in Interest Expense. The Efficiency Ratio improved to 57.03%.

Strategic & Capital Actions: The key event is the announced merger agreement on October 27, 2025, to combine with First Citizens Bancshares, Inc., where First Citizens shareholders receive 0.

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