8-K Summary: Acquisition Closing

FIRST FINANCIAL BANCORP. (FFBC) reports the completion of its acquisition of Westfield Bancorp, Inc. effective November 1, 2025.

• Material Event: Acquisition of Westfield Bancorp and Westfield Bank is finalized.
• Total Consideration: $325,000,000.
  • $260M in Cash.
  • $65M in Stock Consideration (2,753,094 FFBC shares issued).
• Equity Issuance: The stock portion was issued to the Seller (Ohio Farmers Insurance Company) relying on Section 4(a)(2) exemptions to accredited investors.
• Structure: Westfie