BANNER CORPORATION (BANR) reported strong Q3 2025 financial performance, marked by sequential and annual profit growth, driven by improved Net Interest Income (NII) and better cost control.
Financial Results (9 Months Ended Sep 30, 2025) Net Income reached \(144.1M (up from \)122.5M YoY), resulting in Diluted EPS of \(4.15 (up from \)3.54). NII rose 9% YoY to $435.5M, supported by higher loan yields and lower funding costs. Q3 Net Interest Margin expanded to 3.98%. The GAAP efficiency ratio improved to 59.76% sequentially. Return on Average Assets (ROAA) increased to 1.30%.
**Balance Sheet &
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