NIC NICOLET BANKSHARES INC - 10-Q - (2025-10-31)

NICOLET BANKSHARES (NIC) Q3 2025 TL;DR

Nicolet Bankshares reported robust 9-month performance ending September 30, 2025, highlighted by Net Income of $110.4 Million (up 23% YoY) and Diluted EPS of $7.14. Net Interest Income grew 15% to $225.6M, with the Net Interest Margin improving 30 basis points to 3.72%. The company also increased its common dividend to $0.32 quarterly.

The balance sheet expanded to $9.03 Billion in total assets, driven by 4% loan portfolio growth to $6.81 Billion, with significant increases noted in Commercial & Industrial and Construction & Land Development l

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