Insperity (NSP) 8-K Summary (Nov 3, 2025)

Insperity reported two material events:

1. UnitedHealthcare Medical Contract Amendment:

   • Arrangement extended through 2028.
   • Includes expected cost savings beginning in 2026.
   • Grants the Company options to annual cap liability per participant (\(500k/\)750k/$1M).
   • Revises admin costs and adds volume incentives.

2. Financial Results:

   • Company furnished Q3 2025 financial and operating results via press release (Exhibit 99.1).

The UHC amendment significantly alters future expected benefit costs an