DCOMG Dime Community Bancshares, Inc. /NY/, DCOMP Dime Community Bancshares, Inc. /NY/, DCOM Dime Community Bancshares, Inc. /NY/ - 10-Q - (2025-11-03)

DIME COMMUNITY BANCSHARES, INC. (DCOM) Q3 2025 TL;DR

DCOM reported significantly enhanced profitability, with Q3 Net Income surging to $27.7M (EPS \(0.59) and 9M YTD Net Income reaching **\)78.8M** (\(1.67 EPS), largely driven by strong Net Interest Income growth (Q3 NII up 30% to \)103.4M; NIM 3.01%). Total assets grew to \(14.54B, supported by a \)375.5M year-to-date increase in deposits and a substantial cash surge to $1.715B. The company remains well capitalized (T1CE 14.5%).

Key Investor Concerns: Asset Quality Deterioration Despite strong earnings, asset quality metrics worsened

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