Third Coast Bancshares, Inc. (TCBX) reported robust financial results for the nine months ended September 30, 2025, highlighted by strong profitability offset by rising operating costs and notable shifts in liquidity and deposit funding structure.
Financial Performance & Profitability: Net Income surged 42.6% year-over-year to $48.4 million, translating to Basic EPS of $3.24 and Diluted EPS of $2.77. Net Interest Income (NII) rose 21.9% to $143.0 million, supported by loan growth and a decrease in the average cost of interest-bearing deposits (4.00%). Total Assets reached $5.06 billi
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