Farmers & Merchants Bancorp, Inc. reported strong year-over-year profitability for the nine months ended September 30, 2025. Nine-month Net Income reached \(23.52 million, a 33.9 percent increase YoY, resulting in Diluted EPS of \)1.71 compared to \(1.28 previously. Q3 Net Income was \)8.85 million ($0.64 EPS). Net Interest Margin expanded to 3.40 percent in Q3, driven by higher asset yields offsetting funding costs.
Total Assets grew slightly to \(3.39 billion, fueled by a 3.8 percent increase in the net loan portfolio, which now stands at \)2.633 billion. Total Stockholders’ Equity strengthened,
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