Uwharrie Capital Corp (UWH) Q3 2025 TL;DR Summary
Uwharrie Capital Corp demonstrated solid year-to-date (YTD) financial improvement, though third quarter (Q3) net income saw a slight decline. YTD Net Income rose to \(8.3 million (up from \)7.6M in 2024), driving diluted EPS to \(1.08 (up from \)0.97). This growth was fueled by strong Net Interest Income (NII), which increased YTD by \(2.3M to \)28.7M, reflecting a higher asset yield (5.20%) and lower liability costs.
Balance Sheet & Capital Structure Total Assets expanded to \(1.22 Billion (up \)87M YTD). Liquidity significantly improved, wi
...