PFHO PACIFIC HEALTH CARE ORGANIZATION INC - 10-Q - (2025-11-04)

Pacific Health Care Organization, Inc. (PHCO) reported significantly improved financial results for the nine months ended September 30, 2025 (Q3 FY2025). Total Revenue increased 16% YoY to \(5.13M, while Net Income jumped 96% to \)1.15M (\(0.09 Basic EPS vs. \)0.05 in 2024). Operating Cash Flow dramatically increased to $809.7K.

Key performance drivers included a 53% surge in Medical Case Management revenue and the recognition of \(488,655 in Employee Retention Credit (ERC) refunds as Other Income; up to \)202K more is pending IRS review. However, the company is actively phasing out a major custome

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