Westpac Banking Corp. filed its 2025 Annual Report and Appendix 4E via Form 6-K on November 3, 2025.
Financial Performance (FY2025): Revenue increased 4% to \(22.4B, while Net Profit declined 1% to \)6.9B. Basic EPS rose slightly to 201.9 cents. Impairment charges moderated to \(424 million (down from \)537 million in 2024), and ECL provisions totaled \(4.98 billion. Total Non-Interest Income decreased to \)3,004 million. Gross Loans stood at $856.4 billion, heavily concentrated in Australian Housing. ROTE (excluding notable items) was 11.0%.
Costs and Strategy: Operating expenses rose 9%
...