HUM HUMANA INC - 8-K - (2025-11-05)

Humana Inc. (HUM) filed an 8-K on November 5, 2025, reporting financial results for the quarter ended September 30, 2025.

Financial Performance & Guidance Q3 2025 Adjusted EPS was $3.24 (GAAP EPS was $1.62). The insurance segment benefit ratio was 91.1%, reaffirming FY 2025 guidance of 90.1% to 90.5%. Management affirmed the FY 2025 Adjusted EPS outlook at approximately $17.00, but lowered the GAAP EPS guidance to approximately $12.26 from $13.77. The company announced incremental FY 2025 investments of approximately $150 million focused on member outcomes and network improvements.

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